Using a Mastercard or Visa debit or credit card is an easy way to deposit funds into your playing account. Simply pull out the plastic, enter the card details and you could have money to play slots in a matter of seconds. Convenient, easy to use and fast - why would you need any other online casino payment method?
Unfortunately, credit/debit cards are among the most rejected payment methods out there. While online casino gambling is legal in New Jersey, American Banks are nervous about dealing with these kinds of payments. You can also not withdraw your funds using these types of cards. Casinos will still offer card payment services for depositing - but they do not recommend using them. Instead, they will recommend using ACH (eChecks) or their own prepaid cards.
An alternative to traditional debit/credit cards is to use a casino's prepaid card
. These cards work much in the same way as a Visa or Mastercard: but with far fewer rejections! The majority of online casinos offer this option at the cashier.
To use a prepaid card, you will first need to enroll at your chosen casino. This may involve authenticating your details with personal information. If you're successful, you can fund your card which in turn can fund your casino account! As an added bonus: you will be able to use the card at an ATM!
One of the most recommended online casino banking options is ACH (or eChecks). Like credit/debit card, you can instantly transfer funds into your playing account. The difference? This payment method has one of the highest success rates in all of New Jersey! And as an added bonus: you can also withdraw using ACH too.
To deposit using ACH, you will need a checking account complete with routing and account number. If you do choose to deposit using eCheck, then you may need to verify your details. You will also have to work around depositing caps which are sometimes in place at casinos.
There are plenty of online casinos that accept Paypal. After all, it's one of the most popular payment methods in the world. This e-wallet is secure, easy to set up and there's no card/account numbers to remember. All you need to remember is your Paypal password. When making a deposit, simply input your password and authorize the payment.
PayPal is not the only option for e-wallet deposits at casinos on the East Coast. Patrons can also choose to use Neteller; an electronic payment method with a high rate of transaction success. The provider even offers their own prepaid card for ATM withdrawals. This is certainly a fast and secure alternative to PayPal. Fund transfers do incur fees however and these fees can be substantial. Some methods can charge up to 10%!
Another e-wallet alternative to Neteller and PayPal, this method also charges fees. The fees charged are far less compared to those of Neteller - but you don't get the option for a cash card. Both Skrill and Neteller (who have the same parent company Paysafe) allow online casino patrons to make withdrawals.
If you want a secure way to fund your casino account, then you can simply make a transfer from your bank. To use this method, you will need to head to the casino cashier, select bank transfer and then log in to whomever you bank with. While bank transfer can be used for speedy deposits, you can not use it for withdrawals.
There's little reason to recommend wire transfer over other payment methods. Firstly, depositing by bank wire is slow. You could be waiting up to seven days for your funds to be available to play. Secondly, wiring funds charge a fee. If you have no other choice, then this will get funds into your casino account. But in a slow and expensive way.
Cash at the cage
If you want to deal with a real person and don't mind a trip to Atlantic City, then Cash at the Cage is a great choice. Not only can you make deposits by this method, but you can also withdraw cash using the cage too. You will need to visit the casino linked to the website to take advantage of this method. For example, if you want to top up your Tropicana Online account, you will need to visit the Tropicana Hotel. Before you jump in the car, you will need some ID and a proof of address. And depending on the casino, you may need to also ring ahead to ensure they have the funds to meet your request.
Arguably, this method can be even more convenient than traveling to Atlantic City. That is: if you live near a participating 7- Eleven store. To deposit via PayNearMe
, you will need to select the method at the cashier. You will then need to print off a barcode and hand this (together with the deposit) to the store. And that's it - transaction completed. Your funds should be available to play once you get home. One thing to note about using PayNearMe is that you are limited to a $500 depositing cap.